As the year winds down, many people focus on holiday plans and New Year’s resolutions. Yet, the final weeks of the year are crucial for managing your finances and protecting yourself from scams. Overlooking key tasks now can lead to missed opportunities, unexpected costs, or even fraud. This post highlights three important areas to keep on your mental radar before the calendar flips: reviewing your year-end financial to-dos, staying alert to IRS and state tax imposter scams,

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